Self Directed IRAs: The Secret to Creating True and Lasting Wealth

Tremendous Benefits When You Combine Retirement Plans with Your Knowledge

What makes a self directed IRA such a great wealth creation tool? The answer starts with you.

If you have knowledge, expertise, and success in certain investments, imagine the investment returns in a tax free environment. In addition to tax free profits, self directed IRAs provide large tax deductions, asset protection and estate planning benefits immediately to you!

What is a self-directed IRA?

A self-directed IRA is technically no different than any other IRA (or 401k). A self directed IRA is unique because of the available investment options.

Most IRA custodians only allow approved stocks, bonds, mutual funds and CDs. A truly self directed IRA custodian, such as Equity Trust, allows those types of investments in addition to real estate, notes, private placements, tax lien certificates and much more.

What are the benefits of a self-directed IRA?

In addition to the tremendous IRA benefits (tax-free profits, tax deductions, asset protection and estate planning), you are able to invest tax-free in investments that you know and understand, which through the power of compounding interest, will create true wealth for you and your family.

Why haven’t I heard of a self-directed IRA before?

While the concept of investing in real estate and other assets in retirement plans has been around for more than 30 years, the concept hasn’t received large attention because most custodians who offer IRAs (banks and brokerage firms) focus on mutual funds and CDs because they have vested financial interests in you selecting those investments from them.

Because the majority custodians focus on stocks and CDs there is a misperception that that is your only investment option for retirement plans, which is not the case.

Can I be assured that self directed IRAs are allowed under IRA rules?

As long as you follow relevant rules the answer is yes.

There are specific rules regarding IRAs, and in particular, self directed IRAs that you should be familiar with to ensure compliance.

There are certain types of transactions that you can not perform through an IRA. Most importantly, the IRS prohibits “self dealing,” which are investments in which you or your family members of lineal descent have prior ownership. For more information, please see IRA rules section.

Are self directed IRAs for everyone?

Self directed IRAs are not for everyone, they are for those who want to create wealth using their knowledge of investments outside of stocks, bonds, and CDs